Equity Release
Release the equity in your property with an Equity Release Loan
Are you aged 55 or older and would like to release the equity in your property - either as a cash lump sum or as a monthly income - then an equity release loan scheme may be the answer.
So what is Equity Release?
Whether you are looking for advice on equity release loans, equity release products or equity release schemes, we can offer you advice on what is the best option for you. We can offer impartial advice in London and the rest of the UK regarding your equity release options.
In simple terms, an equity release loan (also known as cash release schemes) can allow you to release some of the equity in your home in order for you to perhaps;-
- Pay off some debts.
- Replace your ageing car.
- Help your family and see them enjoy the money- perhaps to help the younger members afford their first home.
providing you, or the youngest person in joint cases, are over at least 55.
The main advantages of such an equity release loan are that - you continue to live in the property for as long as you want; you don’t have to move simply to raise some much needed capital; and with most schemes we offer, you will never have to make any monthly repayments.
Equity release products involve borrowing against or selling part of your home. There may be more suitable methods of raising the funds you need.
Equity release schemes may work out more expensive in the long term than downsizing to a smaller property.
Equity Release can affect eligibility for state benefits and grants.
Types of Equity Release
There are two different types of Equity Release schemes: Lifetime Mortgage and Home Reversion Schemes and our Equity Release Consultants are available to explain the differences between the two schemes and the different variations and advantages that the Home Reversion scheme and the lifetime mortgage scheme that are available in the UK.
Our advisers offer completely impartial equity release loan advice; they are not company representatives or tied agents, so they are not limited to offering equity release products or mortgage equity release advice from the company that they represent. All of our consultants have access to a wide range of lifetime mortgage and home reversion products and services, offered by companies all over the UK, and can even arrange mortgages as an alternative method so they can offer you truly impartial financial advice and recommend the most appropriate equity release product for you.
Our consultants cover most of the UK, including, Berksire, Birmingham, Cornwall, Liverpool, London, Manchester and Reading, and throughout Surrey. We offer advice on equity loan release in London and throughout most of the UK. We aim to make the whole experience of releasing equity, safe, reassuring and simple. If you would like further information on lifetime mortgages, home reversion schemes, or equity release loans in general, or would like to make an appointment to chat to an Equity Release Consultant, do not hesitate to email us, or call us on 0800 970 4882 and we can advise you on your equity release loan.
Specialist Equity Release |
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Mortgages/Secured Loan |
Providing you and any spouse are over 55 and have no mortgage or only a small one, and do not want to make monthly repayments. "Equity release" includes home reversion plans and lifetime mortgages. To understand the features and risks, ask for a personalised illustration. |
If you or your spouse are under 55, or prefer to pay the interest each month instead of rolling it up, we may still be able to help you by a mortgage or secured loan. more YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER |
